TERMS AND CONDITIONS

Finance Broker Connect Terms and Conditions

1. Introduction

Welcome to Finance Broker Connect (the "Website"). By accessing and using the Website, you agree to be bound by these Terms and Conditions (the "Terms"). Please read the Terms carefully before using the Website.

2. Definitions

In these Terms:

• "We" and "us" refer to Finance Broker Connect and its related entities.
• "You" refers to the user of the Website.
• "Services" refers to the referral services provided by us.

3. Disclaimer of Financial Advice

All communication from us, whether verbal or written, is for general information purposes only and should not be relied upon as financial advice. We are not licensed financial advisors, and our Services do not constitute financial advice. You should seek advice from a licensed financial advisor before making any financial decisions. We will refer you to a licensed provider, and you can consider their advice before making any decisions.

4. Fees

Our Services are subject to a fee, which is payable in two stages:

• A pre-payment of $1 is payable upfront.
• A subsequent payment, ranging from $397 to $597, is payable upon achieving a pre-approval.

The fee is non-refundable, except as required by law.

5. Referral Process

We will refer you to a licensed financial advisor who can provide you with financial advice. You will then have the opportunity to consider their advice and make an informed decision.

6. User Obligations

You agree:

• To provide accurate and complete information when using the Website.
• To use the Website for lawful purposes only.
• Not to reproduce, duplicate, copy, sell, trade, or exploit the Website or its content.

7. Intellectual Property

The Website and its content are protected by copyright, trademark, and other intellectual property laws. You agree not to infringe our intellectual property rights.

8. Limitation of Liability

We exclude all liability for any loss or damage arising from:

• Your use of the Website.
• Any reliance on information provided by us.
• Any failure to achieve a pre-approval.

Our liability for any breach of these Terms is limited to the amount of the fee paid by you.

9. Termination

We may terminate these Terms and your access to the Website at any time without notice.

10. Governing Law

These Terms are governed by the laws of New South Wales, Australia, and you submit to the jurisdiction of the courts of New South Wales, Australia.

11. Changes to Terms

We may change these Terms at any time by posting the changed Terms on the Website. You agree to be bound by the changed Terms.

By using the Website, you acknowledge that you have read, understood, and agree to be bound by these Terms.